NRI Investment services
NRI Investment Hub
Comprehensive Investment Solutions for NRIs
Discover, Compare & Invest in India's Best Opportunities
- Mutual Funds
- PMS
- AIF
- Direct Equity
- Bonds
- REITs
- Fixed Deposits
25-min strategy call
Why NRI Expertz Investment planning
Who This Guide Is For
NRIs in USA, Canada, UK, UAE, Australia & more – Country-specific eligibility, tax implications & AMC acceptance
High-Net-Worth Individuals (HNIs) – PMS, AIF, and private market opportunities
First-time NRI investors – Simple, clear guidance on where to start
What We Offer
- Country-specific AMC acceptance lists
- Tax implications for each investment type
- Risk & return analysis
- Complete documentation guidance
- Free 25-min consultation
Consultation
25 min free
Investment Options
7+ categories
Countries
USA, Canada, UK, UAE, Australia, Hong Kong
Authorities
Sub-Registrar's Office, Civil Court
Investment Options at a Glance
Investment Type
Min. Investment
Risk Level
Best For
📊 Mutual Funds
₹500
Moderate
Diversified growth
📈 Direct Equity
₹5,000
High
Long-term wealth
🏢 PMS
₹50 Lakhs
Moderate-High
HNIs seeking customized portfolios
🔒 AIF
₹1 Crore
High
UHNIs, alternative assets
🏦 Fixed Deposits
₹10,000
Low
Safe returns, capital preservation
💰 Bonds
₹10,000
Low-Moderate
Fixed income, regular returns
🏠 REITs / InvITs
₹10,000-₹50,000
Moderate
Real estate/infrastructure exposure
What We Offer
NRIs can invest in equity, debt, and hybrid mutual funds through their NRE or NRO accounts. Mutual funds provide professional management and portfolio diversification at a low cost.
Minimum Investment: ₹500
Risk Level: Moderate
Eligibility & Process
- Open an NRE or NRO account
- Complete KYC (Passport, address proof)
- US/Canada residents: FATCA compliance required; limited AMCs accept these clients
Tax Implications
Type
Holding Period
Tax Rate
Equity Funds - STCG
< 12 months
20%
Equity Funds - LTCG
> 12 months
12.5% (above ₹1.25L)
Debt Funds
Any
Slab rate
PFIC Warning: For US/Canada residents, PFIC rules may apply to Indian mutual funds. Consult us for guidance.
Portfolio Management Services (PMS)
PMS offers customized portfolio management for HNIs. Investment strategies are tailored to your risk profile and goals.
Minimum Investment: ₹50 Lakhs
Risk Level: Moderate-High
Eligibility & Process
- SEBI-registered PMS providers
- PIS account required
- US/Canada clients: Limited AMCs accept
Tax Implications
Type
Tax Rate
Capital Gains (Equity)
STCG: 20%, LTCG: 12.5%
Capital Gains (Debt)
Slab rate
Dividend Income
Slab rate
Alternative Investment Funds (AIF)
AIFs invest in alternative assets like private equity, real estate, and hedge funds. Suitable for UHNIs seeking diversification beyond traditional assets.
Minimum Investment: ₹1 Crore
Risk Level: High
Eligibility & Process
- SEBI-registered AIFs
- Category I, II, III available
- US/Canada: Limited AMCs accept
Note: AIFs have lock-in periods. Not suitable for short-term investors.
Direct Equity (Stocks)
NRIs can invest directly in Indian stocks through a PIS account. This offers direct ownership and high growth potential.
Minimum Investment: ₹5,000
Risk Level: High
Eligibility & Process
- PIS account required
- Trading and demat accounts
- SEBI and RBI guidelines apply
Tax Implications
Type
Holding Period
Tax Rate
STCG
< 12 months
20%
LTCG
> 12 months
12.5% (above ₹1.25L)
Bonds & Debentures
NRIs can invest in corporate bonds, government bonds, and debentures. Provides fixed income with regular returns.
Minimum Investment: ₹10,000
Risk Level: Low-Moderate
Eligibility & Process
- NRE/NRO accounts
- RBI guidelines apply
- Corporate and G-Sec options
Tax Implications
Type
Tax Rate
Interest Income
Slab rate (TDS applicable)
Capital Gains
Indexation benefit available
PFIC Warning: For US/Canada residents, PFIC rules may apply to Indian mutual funds. Consult us for guidance.
REITs & InvITs
Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) allow NRIs to invest in income-generating real estate and infrastructure assets.
Minimum Investment: ₹10,000-₹50,000
Risk Level: Moderate
Eligibility & Process
- NRE/NRO accounts
- SEBI-registered REITs
- Listed on stock exchanges
Benefit: REITs provide regular income through dividends and potential capital appreciation.
Fixed Deposits (NRE / NRO / FCNR)
Safe and secure investment options for NRIs to park surplus funds. NRE, NRO, and FCNR accounts offer different benefits.
Minimum Investment: ₹10,000
Risk Level: Low
Eligibility & Process
- NRE FD: Fully repatriable, tax-free in India
- NRO FD: Repatriation limited, taxable in India
- FCNR FD: Foreign currency, fully repatriable
US Tax Note: NRE interest is tax-free in India but taxable in the US. Consult us for US tax planning.
Enquire About NRI Investment Opportunities
Common Questions
Frequently Asked Questions
Which investment option is best for me?
It depends on your risk profile, investment horizon, and residency country. We provide personalized recommendations during the free consultation.
Can US NRIs invest in Indian mutual funds?
Yes, but limited AMCs accept US clients. PFIC rules apply. We recommend GIFT City funds or direct stocks as alternatives.
What is the difference between NRE and NRO accounts?
NRE accounts hold foreign income (fully repatriable, tax-free in India). NRO accounts hold Indian income (repatriation limited, taxable in India).
What is a PIS account?
Typically 6-12 months. Faster if no objections (4-6 months). Longer if will is contested (1-2 years). We set realistic expectations.
Are REITs good for NRIs?
Yes. REITs provide regular income and diversification into real estate without the hassle of owning physical property.
How do I start investing as an NRI?
Step 1: Open NRE/NRO account. Step 2: Complete KYC. Step 3: Choose investment type. Step 4: Consult us for country-specific guidance.